Interest deuction - House property

Part (i) - A borrowed a sum of ₹ 5,00,000 @ 13% p.a. on 1.4.2015 for construction of a house which was completed

on 15.3.2019. What amount of deduction is available on account of interest for AY 2024-25?

a) ₹ 96,000

b) ₹ 65,000

c) ₹ 1,08,000

d) ₹ 1,04,000

Part (ii) - What shall be the deduction for AY 2024-25 if the loan is repaid on 30.9.2023?

a) ₹ 25,000

b) ₹ 32,500

c) ₹ 65,000

d) ₹ 71,500

The answer is 65000 and 32500 respectively, how?